Secure Your Future with Our Savings Account
Competitive interest rates up to 12% per annum. Multiple account types to suit your financial goals.
Why Choose Our Savings Account
Building wealth starts with consistent saving. Our savings accounts offer security, competitive interest rates, and easy access to your funds when you need them. Start with as little as ₦1,000 and watch your money grow.
CBN Insured
Your deposits are fully protected and insured by the Nigerian Deposit Insurance Corporation (NDIC)
Competitive Rates
Earn up to 12% annual interest on your savings with our fixed deposit accounts
Flexible Access
Access your funds anytime through our mobile app, online banking, or branches
Free Financial Advisory
Get expert financial planning and advisory services at no additional cost
24/7 Operations
Bank anytime, anywhere with our digital banking platforms available round the clock
Mobile Banking
Full-featured mobile app for managing your savings on the go with complete security
Choose Your Savings Account
Find the perfect savings solution for your financial goals
Regular Savings Account
Perfect for individuals looking to save regularly with easy access to funds
Key Features (8% p.a.)
- Flexible deposits and withdrawals
- No minimum balance penalty
- Free debit card
Business Savings Account
Designed for businesses to manage surplus funds and earn competitive returns
Key Features (10% p.a.)
- Higher interest rates
- Bulk transaction facility
- Dedicated relationship manager
Target/Fixed Savings
Lock in higher rates and reach your financial goals with disciplined saving
Key Features (12% p.a.)
- Highest interest rates
- Fixed tenor (3, 6, 12 months)
- Automatic rollover option
Group/Cooperative Savings
Pool resources together for collective financial strength and better returns
Key Features (11% p.a.)
- Collective savings management
- Group loan eligibility
- Transparent accounting
Daily Contribution Savings
Save small amounts daily and watch your money grow automatically
Key Features (9% p.a.)
- Minimum ₦100 daily contribution
- Automated daily deductions
- Monthly withdrawal option
Kids Savings Account
Build a brighter future and financial literacy from an early age for your kids. 0-17 years.
Key Features (10% p.a.)
- Extra ₦500-₦2,000 on birthday
- Exclusive membership activities
- Financial literacy programs
Success Stories from Our Customers
Join thousands of Nigerian entrepreneurs who have grown their businesses with Earnwell
"Earnwell helped me expand my boutique. The process was quick and the team was supportive throughout."
"Earnwell Microfinance helped me expand my farm when I needed funds the most. Their loan process was simple and fast, and the officers truly understood my business needs."
"Running a logistics company requires steady cash flow. Earnwell's business loan gave me the boost to buy two new delivery vans. Their repayment plan is flexible."
"I've worked with many banks, but Earnwell Microfinance stands out. Their customer service is top-notch and their financial advice helped me manage my business capital more efficiently."
"Opening a kids savings account was the best decision for my daughter's future. The birthday bonuses and financial literacy programs are amazing additions."
"The daily contribution savings plan helped me save consistently without feeling the burden. I was able to save enough for my business expansion within a year."
Ready to Start Saving?
Open your savings account today and start building your financial future with Earnwell Microfinance Bank
Financial Partners
