To open an account with EarnWell Microfinance Bank, you'll need: a valid government-issued ID (National ID, Driver's License, or International Passport), proof of address (utility bill not older than 3 months), two recent passport photographs, and your Bank Verification Number (BVN).

Our loan approval process typically takes 24-48 hours for small business loans and 3-5 business days for larger loan amounts. We prioritize quick turnaround times while ensuring thorough assessment to provide you with the best financial solutions.

Our office hours are Monday to Friday from 8:00 AM to 6:00 PM, and Saturdays from 9:00 AM to 4:00 PM. We are closed on Sundays and public holidays. Our digital banking services are available 24/7 through our mobile app and internet banking platform.

If you've lost your ATM card, immediately call our emergency hotline at +234 809 876 5432 to block the card. You can also report through our mobile app or visit any of our branches with a valid ID to request a replacement card. Replacement usually takes 3-5 business days.

We offer various savings accounts including Regular Savings Account, Target Savings Account, High-Yield Savings Account, and Corporate Savings Account. Each account type has unique features tailored to different customer needs. Visit our website or contact our customer service for detailed information.

You can apply for a business loan by visiting our office, calling our loan department at +234 803 123 4567, or applying online through our website. You'll need to provide business registration documents, financial statements, and a business plan. Our loan officers will guide you through the entire process.